Flood Insurance and Home Renovations: What Houston Homeowners Need to Know Now

Home renovations can significantly improve the value and comfort of your home. However, they can also affect your flood insurance. At Avalon Insurance Agency, LLC, we understand the complexities of flood insurance and offer comprehensive solutions to protect your renovated home in Houston, TX.

Understanding the Impact of Renovations on Flood Insurance

Renovations can increase the value of your home, which may require an increase in your flood insurance coverage to ensure your home is fully protected. Additionally, certain renovations, like finishing a basement, can increase your flood risk and affect your premiums.

Informing Your Insurance Provider About Renovations

It’s crucial to inform your insurance provider about any renovations before they begin. This allows your provider to adjust your coverage as needed and ensures you’re adequately covered during and after the renovation process.

Additional Coverage Options

At Avalon Insurance Agency, LLC, we offer additional coverage options to further protect your home. This includes Increased Cost of Compliance coverage, which can help cover the cost of bringing your home up to floodplain management ordinances after a flood.

Secure Your Renovated Home with Avalon Insurance Agency, LLC

At Avalon Insurance Agency, LLC, we’re committed to helping you protect your home. Our team in Houston, TX is ready to help you navigate your flood insurance options and ensure your renovated home is adequately covered. Contact us today to learn more.